Insurance Law

I. Coverage Analysis

We have experience researching, analyzing, and litigating insurance coverage issues concerning the following policies of insurance: Automobile Liability, Commercial General Liability (CGL), Homeowners and Real Estate Title. Principals of the firm have familiarity with Vermont’s insurance statutes, regulations from the Vermont Department of Financial Regulation (formerly the Department of Banking and Insurance), and judicial opinions elaborating on principles of insurance policy construction.

II. Claim Handling

We also have familiarity with Vermont’s Fair Claims Handling Act (Chapter 129 of Title 8) and regulations promulgated thereunder by the Department of Financial Regulation. We field questions from insurance claims handlers located in other states on how to properly reserve coverage rights while assuming defense of insureds. We also help navigate the regulatory framework so that insurers do not run afoul of Vermont law in their relations with first and third party claimants, create a basis for bad faith claims that might generate exposure in excess of applicable policy limits, or otherwise jeopardize their ability to write business in Vermont.

Professionals Practicing in this Area